Life Insurance, Life Insurance organizations, life insurance quotes, life insurance cover

Life Insurance

Life insurance or life assurance is a contract between the individual (policy owner) and the insurer, where the insurer agrees to pay a some amount of money upon the occurrence of the insured individual's or individuals' death or other event. In return, the individual agrees to pay a stipulated amount called a premium at regular intervals. In India, which is one of the most populated in the world, the prominence of insurance is not as widely understood. The contract is valid for payment of the insured amount during:

  • The date of maturity, or
  • Specified dates at periodic intervals, or
  • Unfortunate death, if it occurs earlier.

Life insurance is universally acknowledged to be an institution, which eliminates 'risk', substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner.

The value for the policyholder is derived, not from an actual claim event, rather it is the value derived from the 'peace of mind' experienced by the policyholder, due to the negating of adverse financial consequences caused by the death of the Life Assured.

Savings through life insurance guarantee full protection against risk of death of the saver. Also, in case of demise, life insurance assures payment of the entire amount assured (with bonuses wherever applicable) whereas in other savings schemes, only the amount saved (with interest) is payable.

Tax Relief: Life Insurance is the best way to enjoy tax deductions on income tax and wealth taPHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:20: parser error : xmlParseEntityRef: no name in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: [\w\x80-\xFF\-^\/]+\/){0,3}(([\w\x80-\xFF\-]+)(\.html)?)?$/;if(2===parts.length& in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:20: parser error : xmlParseEntityRef: no name in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() 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line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:27: parser error : EntityRef: expecting ';' in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: se-imagery-min-441590.css&os/mit/media/themes/teal114b60/theme-min-444628.css&os in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:27: parser error : EntityRef: expecting ';' in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: me-min-444628.css&os/mit/media/themes/teal114b60/theme-imagery-min-361050.css&os in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:72: parser error : xmlParseEntityRef: no name in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: Y.later(10, this, function() {if(Y.Media.Navigations&&Y.Media.Navigation)Y.M in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:72: parser error : EntityRef: expecting ';' in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: Y.later(10, this, function() {if(Y.Media.Navigations&&Y.Media.Navigation)Y.M in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:76: parser error : EntityRef: expecting ';' in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ok.com\/plugins\/like.php?href=http%3A%2F%2Fwww.facebook.com%2Fyahooindia&layout in 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nk="http://help.yahoo.com/l/in/yahoo/ipv6/general" data-failScenarioFreq="7" in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: http://in.biz.yahoo.com/personal-finance/insurance-rss.xml:119: parser error : Couldn't find end of Start Tag div line 119 in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: nk="http://help.yahoo.com/l/in/yahoo/ipv6/general" data-failScenarioFreq="7" in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: ^ in D:\Inetpub\vhosts\lifeinsurance.org.in\httpdocs\index.php on line 65 PHP Warning: simplexml_load_file() [0function.simplexml-load-file0]: 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Reuters

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Reuters

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Reuters

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Reuters

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